Reverse Loans
A Reverse Mortgage allows homeowners 62 and older to access the equity in their homes without giving up ownership. It’s a way to turn your investment into financial flexibility—whether that’s supplemental income, covering expenses, or simply creating peace of mind.
"A Flexible Tool for Retirement Planning"
This loan program adapts to your lifestyle, offering options such as monthly payments, a line of credit, or a lump sum. It’s designed to give you choices while ensuring you can remain comfortably in the place you call home.
"Stay Updated on Reverse Mortgage Options"
The details of Reverse Mortgages can shift with the market and individual lender programs. Staying informed ensures you secure the most favorable terms and fully understand the benefits available to you.
"Loan Benefits with
NEXA Mortgage"
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Unlock affordable homeownership with simple, flexible financing.
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Flexible financing designed for loans over $1 million.
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Personalized loan options crafted for luxury and high-value homes.
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Achieve homeownership with zero down payment financing.
"Simple Eligibility, Clear Guidance"
If you’re a homeowner 62 or older, you may already qualify. We make the process straightforward by guiding you through eligibility, required documents, and available options so you can move forward with confidence.
"Commitment Of Nexa Mortgage"
At Carl Rhowe – NEXA Mortgage, we believe in service beyond lending. With integrity, transparency, and personalized care, we are committed to honoring the sacrifices of our veterans by providing guidance and support that goes beyond the transaction.
We are known for
Fast & Simple Process
Personalized Guidance
Smart financing options
Trusted Local Expertise
"FAQs"
We provide a wide range of loan options including FHA, VA, USDA, Conventional, Jumbo, Reverse Mortgages, HELOCs, Non-QM loans, and more. Each program is designed to meet different financial needs, and we’ll help you find the one that fits your goals.
While we proudly serve clients throughout Florida—including Orlando, Miami, Tampa, Melbourne, Cocoa Beach, Ocala, and Gainesville—we also help borrowers across other regions. Our priority is to make your mortgage process simple and stress-free, wherever you are.
Every borrower’s situation is unique. During a quick consultation, we’ll review your goals, credit profile, and budget to recommend the best loan options tailored specifically to you.
On average, the process takes 30–45 days, though timelines can vary depending on the loan type and individual circumstances. We’ll keep you updated every step of the way.
Because we combine local expertise with nationwide resources. You get personalized service, competitive rates, and access to one of the largest broker networks in the country—ensuring more loan options and better solutions for your needs.
Take the Next Step Toward Your Home Goals
Ready to move forward? Whether you’re buying, refinancing, or exploring your options, start your application today and let us guide you through a smooth, stress-free process.
